《Huma Finance 正在重塑支付與融資融合》Huma Finance 正在打造全球首個 PayFi 網路，把支付和融資無縫結合。它的核心是用未來收入流，比如工資或發票，作爲抵押，智能合約能瞬間放款，匹配預期收入的 70-90%。

$HUMA 代幣驅動網路，激勵節點運行，還能參與治理，社區活躍度高。平台交易量已超 38 億，零違約記錄，背靠 3800 萬美元融資，安全性經過多次審計。
最近跟 Arf 合並，擴展到 Solana 和 Stellar，交易成本低到幾分錢，確認時間不到 400 毫秒。
Huma 的 TVM 模型讓無抵押借貸更可信，特別適合跨境匯款和貿易融資。
Web3 的支付需求正快速增長，Huma 的模塊化設計讓開發者能輕鬆集成，覆蓋更多場景。
社區活動像積分換空投很吸引人，$HUMA 的長期潛力不容小覷。
Huma Finance 就像 Web3 的金融加速器，幫用戶和企業更高效地管理資金流。 

Huma Finance is building the world’s first PayFi network, blending payment and financing seamlessly.
It uses future income streams, like wages or invoices, as collateral, with smart contracts instantly lending 70-90% of expected revenue.
The $HUMA token powers the network, incentivizing nodes and enabling governance, with a lively community.
With over $3.8 billion in transaction volume and zero defaults, backed by $38 million in funding, it’s audited for safety.

A recent merger with Arf expanded it to Solana and Stellar, with transaction costs at pennies and confirmation under 400 ms.
Huma’s TVM model makes unsecured lending reliable, ideal for cross-border payments and trade finance.
Web3’s payment needs are surging, and Huma’s modular design lets developers integrate easily for more use cases.
Community events like points-for-airdrops draw interest, and $HUMA’s long-term potential is strong.